{"id":103822,"date":"2018-07-20T13:40:48","date_gmt":"2018-07-20T18:40:48","guid":{"rendered":"https:\/\/www.premiumbeat.com\/blog\/?p=103822"},"modified":"2018-07-20T13:40:48","modified_gmt":"2018-07-20T18:40:48","slug":"improve-your-film-production-insurance","status":"publish","type":"post","link":"https:\/\/www.premiumbeat.com\/blog\/improve-your-film-production-insurance\/","title":{"rendered":"What Can Production Insurance Do for Your Film or Video?"},"content":{"rendered":"

Production insurance does more than simply protect your equipment on a shoot \u2014 it can improve your entire film or video project.<\/h2>\n

Cover image via gnepphoto<\/a>.<\/em><\/p>\n

I always assumed that getting production insurance would require sitting in an insurance agent’s office and explaining the script before anxiously waiting for acceptance and\u00a0a nausea-inducing\u00a0bill.<\/p>\n

Luckily, the actual process was\u00a0much\u00a0easier and the end result more useful than I’d imagined.<\/p>\n

Let’s look at what production insurance\u00a0can do for you.<\/p>\n

\n

Production Insurance Is There to Protect You<\/h3>\n
\"What<\/a>

Image via Marko Poplasen<\/a>.<\/p><\/div>\n

The entire purpose of any insurance is to protect the insured party (you) from severe financial loss. Without it, you are personally responsible if something goes wrong \u2014\u00a0meaning\u00a0your<\/em> money that has to fix it.<\/p>\n

The primary purpose of production insurance is to protect\u00a0the people, property, companies, and equipment in use during a production. It can cover everything from dropped equipment to an injury on set.<\/p>\n

It’s easy to see why you need it, right? But there’s more.<\/p>\n

\n

Insurance Gets You Better Gear<\/h3>\n
\"What<\/a>

Image via ponsulak<\/a>.<\/p><\/div>\n

 <\/p>\n

Yep. Without adequate insurance, you can kiss that Alexa package and fleet of 10-tons goodbye. Rental houses almost universally require coverage before leasing you their big-ticket items. This will be the difference between getting the camera you want and settling for something less.<\/p>\n

When you first contact your rental house, ask\u00a0about the coverage requirements for the gear you want. This will\u00a0help you later when you’re selecting coverage.<\/p>\n

But, insurance does more than simply upgrade your gear.<\/p>\n

\n

Locations<\/h3>\n
\"What<\/a>

Image via pisaphotography<\/a>.<\/p><\/div>\n

Tired of settling for friends’ houses and dodging the cops while shooting in public? Production insurance can unlock locations that will take your production to the next level.<\/p>\n

There is a surprising\u00a0number of locations that won’t charge\u00a0you to shoot onsite, as long as you have insurance that protects their property and belongings.<\/p>\n

So, how can I fit you and your lovely production into a policy today . . . ?<\/p>\n

\n

Quick and Cheap Insurance<\/h3>\n
\"What<\/a>

Image via gnepphoto<\/a>.<\/p><\/div>\n

Creepy insurance\u00a0jokes aside, the biggest surprise for me when getting production coverage for the first time was how efficient everything is. The last time I tried, I\u00a0could only get quotes for annual coverage.\u00a0But I didn’t need this\u00a0as I was only doing a production or two a year.\u00a0And it was expensive.<\/p>\n

Thanks to the internet, however, you can get quotes and secure coverage\u00a0the same day \u2014 usually within\u00a0an hour. My favorite part is that you can get short-term coverage, which bypasses the pricey annual fees.<\/p>\n

Here is a short list of a few\u00a0online production insurance providers. Always do your own research before committing to anything with a contract \u2014 especially insurance.<\/p>\n